Your First Meeting With a Bankruptcy Attorney

Filing for bankruptcy could be very complicated for someone who is not familiar with bankruptcy law. You might have decided to hire a bankruptcy attorney for this reason. While these attorneys are well versed in everything that has to do with bankruptcy, they can only do so much if their client does not provide them with all of documents they will need on their first meeting. Here’s a list of the essential paperwork you need to bring.    

        1 .       Originals and copies of financing documents. These documents should already be stowed away safely in a secure spot in your home. You need your loan agreement, insurance policies, title policies, deeds of trust, mortgages, security agreement and other like documents.

       2.       Names and contact information of guarantors, creditors and representatives of financial information. Your lawyer might need to talk to them as well so be sure to compile a list of these people beforehand and bring it to your meeting.

       3.      Foreclosure documents and payment records. This includes bank statements, checks, order receipts and foreclosure papers you might have received in the past.

      4.      Other papers you think might help. Bring along everything you have in relation to your finances just to make sure you don’t forget anything. 

Still, your situation might call for something more specific. Make sure to ask your bankruptcy attorney what it is you really need to bring to help speed the process along.